A Severance of Tenancy changes the way in which you own your property from joint ownership to Tenants in Common 50/50, so you can each leave your share of your property on your death to your chosen beneficiaries.

You can’t sever your tenancy if the house is in a sole name. In this instance fifty per cent of the property could be transferred to your partner by a solicitor or licensed conveyancer. When you sever your tenancy you can only divide the property into two equal shares and no other proportions. So, if you wished to divide your property in shares of say 60/40 this would have to be done through a solicitor or a licensed conveyancer.